Creating financial freedom is easier than you might think. Here are 5 simple habits that will help you get further ahead, remove money stress, and live your life by design, not by default.
How To Succeed With New Year's Resolutions
For some, the new year is a time of looking back on what you didn’t accomplish and hope this new year provides a fresh start and a new chance to make lifestyle improvements. If you are like most people, your commitment to your new year's resolutions started to wane by January 12, and by today, January 17, they are nothing but a memory. Here are a few important strategies to get back on track and make this year your best year ever.
Is this the year you said to yourself “I’m going to get in shape”? If you did, you are not alone. Getting in shape, losing weight, taking better care of yourself, quitting a bad habit like drinking or smoking are the most popular resolutions. This is why gyms run specials in January and do-it-yourself courses advertise like crazy. People join, have great intentions, and by February they are just a name on the membership’s roster. Or you buy or subscribe to the fitness program and 6 months later, it’s still in the box. If this sounds like you, read on.
I’m going to stick to my budget, pay off debts, stop using credit cards, save more, invest more, increase my 401K contribution. Sound familiar? How’s it going so far? Getting your finances in shape is the second most popular resolution. January 1st starts off with great intentions, but the days and weeks go on and nothing’s changed. Going online to change your contribution keeps slipping your mind. Reaching for the plastic is so much easier than cash. You keep meaning to transfer money to your savings account, but something stands in the way. Sound familiar? Read on.
Have you resolved to watch less TV, read more, take a course, finish your degree, improve your skills, learn a new language, or start a hobby? This is the 3rd most popular category for resolving to improve your quality of life. So, looking over the last 16 days, have you done anything different? If not, read on.