What Is Holistic Financial Planning?

“Our heart-centered approach makes all the difference. Our priority is learning about your life and the legacy you want to create. By talking less, and listening more, we help you articulate and envision your ideal lifestyle. We guide you with a customized step by step process, holding your hand while we hold you accountable. You will be inspired to take action, and motivated to push through what’s possibly held you back. When you begin implementing your customized financial plan, we want you to say “I’m glad I did”, instead of “I wish I had”. This is how we empower women with smart money strategies. And, this is why we do what we do. After all, it’s all about you.”

We are a fee-only fiduciary financial planning firm committed to your success.  Our Passion Inspired, Purpose Driven™ system directs you toward creating financial freedom.  Our mission is for you to have clarity, confidence, and certainty that you are making smart decisions and taking steps toward a bright financial future.

What is Holistic Financial Planning?

Holistic financial planning means consideration of the complete person. It addresses the link between a person’s relationship with money and their general financial ‘well-being'. Holistic financial planning takes the philosophy that financial planning is not just about money, but how each part of your life (family, community, spiritual financial) connects, or doesn’t.

Looking for ‘The Story Behind the Story'

Holistic financial planning is designed to integrate all aspects of your life together. That means we will be talking about your personal money story:

  • things you learned growing up,
  • events that influenced your current outcome
  • what needs to change to get you closer to your desired results.

It brings together the desires and passions you have for your family, community, and spiritual life and merges them with your finances.
Instead of only thinking of your money in terms of what you earn, think of it as a tool to reflect what you want most in life and why and when you want it. It is when you have aligned your finances with your life’s purpose that you will experience authentic abundance and true wealth. After all, what you earn doesn’t matter. It’s what you do with what you earn that matters most.

Your Story: Passion Inspired, Purpose Driven™

Your story is one of a kind. The unique melding of your family, community, spiritual and financial life will be like no one else’s. By working with a holistic financial planner you won’t get put through a cookie-cutter. Your plan will be distinct because you are. It will help you realize genuine abundance in your life. It will be the only one that will truly fit.

This is what holistic financial planning is. Helping people to examine their lives and define and develop their purpose, and in that, creating a comprehensive financial plan that fits their story.

It’s not about putting you on a pre-made path for financial success, it’s helping you define financial success on your terms and partnering with you to make that happen.

  • It’s planning for what you want out of life now, not waiting for “retirement” or some date in the future to start living.
  • It’s not just what you want, but why you want it. When you know your “why”, you are inspired and unstoppable!
  • It’s not just why you want what you want, but when. What are you waiting for? How would it feel to have, be or do right now?

Ready to learn more?

Let’s take some time to talk about the money obstacles you may be facing. The Wealth Coach for Women offers free 30-minute consultations so we can address the money questions you have (but might be afraid to ask) and determine if financial planning is right for you.

Click here to schedule your free 30-minute Miracle Money Makeover™ session.

During this time, here’s what we’ll accomplish:

  1. We’ll meet in person if you are local, or via phone, Skype or Google Hangout.
  2. We’ll talk about your current financial situation and goals.
  3. We’ll identify issues that you may be facing, concerns you have and questions you’re looking for guidance on
  4. We’ll discuss options available in terms of getting your finances to where you’d like them to be.
  5. No matter how the call goes, you will receive actionable tips to help you create your desired lifestyle.


Comprehensive Financial Planning

The most common practice among clients involves working one-on-one with a Certified Financial Planner® over an extended period of time.  By paying a monthly subscription and initial retainer, you get continuous access to your wealth coach who works with you to design your comprehensive plan. Next, your wealth coach holds your hand while holding you accountable to implementing your customized strategies.  Throughout the coaching engagement, your plan is monitored and adjusted to keep you moving toward your desired outcome.

Segmented Plans and Hourly Consultations:

Just need a little direction to get you moving forward?  Segmented financial planning engagements are frequently single topic or single goal minded. Have questions about your debt?  Should you accelerate loan payments?  Let’s review and come up with a strategy to help you avoid costly mistakes.   What about your savings strategies? Should you fund a retirement account, or save for a short term goal?  These are some of the most common questions we get where a segmented plan or hourly engagement may be appropriate.  I am committed to helping you determine the best fit to give you the level of support that makes sense for you.

Money Coaching Core Process:

Money Coaching is a new field where the financial services industry is combined with the field of financial psychology.  It is a distinct coaching program designed to help you solve common problems associated with money choices, patterns, and the day-to-day management of money issues. People often have unconscious patterns, beliefs and behaviors around money that prevent them from fully experiencing their true potential. Money Coaching supports you by helping you identify and move beyond these restrictions.

  • 4 weekly lessons that help identify underlying “hard-wired” patterns.
  • Determine core issues that stem from this patterning
  • Help you gain awareness and understanding of what you want to change
  • Help you gain insight regarding your unconscious behavior and beliefs


Asset Management Services

Investment options can be overwhelming.  Choosing an investment and the type of account that is aligned with your goals can seem daunting.  There’s a lot of moving parts to navigate and many decisions to be made.  Trying to figure it all out alone can be stressful.  I help ease your concerns by guiding you through the maze. You are given the support you need to make objective decisions based on the strategy that aligns with your desired outcome.  That is how we empower you with smart money strategies!

The Wealth Coach for Women is a fee-only practice.  Assets managed by the firm are charged a fee that is based on the account balance.

Investment Consulting Services

Just need a second opinion, or direction with an employer sponsored investment account?  Investment consulting services in the form of oral advice and written recommendations may be what you need to feel confident you are making thoughtful choices. You will get a recommended strategy that you will implement on your own.  Since your account is managed outside of the firm, trades and ongoing reviews are your responsibility.  You have the sole discretion to accept or reject the firm’s advice.

Learn More with a Free 30-Minute Money Makeover

If you'd like to learn more about how we can help you, click here to arrange a free 30-minute conversation with me. We'll chat about your needs, your goals, and what steps are right for you.

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