attitude of gratitude

5 Easy Steps To Create An Attitude Of Gratitude

How To Create An Attitude Of Gratitude

Does it matter?

As I turn the corner from summer to autumn, I am gently guided toward the holiday season.  My favorite holiday of the year is Thanksgiving, and just thinking about it gives me goosebumps!  Preparing the Thanksgiving feast creates a flood of wonderful feelings and memories.  There is something truly magical about celebrating a holiday dedicated to giving thanks.  So, why not create an attitude of gratitude and enjoy the positive feeling it brings every day?  Do we forget, or is it just easier to just to be negative?

A Grateful Heart Is A Healthy Heart

In a recent “Psychology Today” article, Author Amy Morin points out showing gratitude and acknowledging the good things in your life improves your relationships, physical and mental health, self-esteem and resilience. Studies show folks with a positive, grateful attitude have lower blood pressure, sleep better and are less likely to develop addictions to drugs or alcohol than their negative thinking counterparts.  By far, the benefits of showing gratitude far outweigh the effort it takes to stay positive.

It is so easy today to get caught up in negativity.  We are bombarded with it through so many forms of media 24/7.  So how do we tune it out?  Here are a few tips to help you tune out the negative noise and change the dial to the positive channel.

To Feel Grateful Is To Feel Positive

Leave a commentfamily and money, financial wellness, money conversation, Money Tips

young couple with debt problem

How Would You Handle This Debt Problem?

Do you know anyone with a debt problem?  A colleague presented the following case regarding a young couple with a debt problem to me and asked for my input.  Since debt problems come up frequently, especially with younger clients, I thought sharing their story might help someone else in a similar situation.

The Debt Problem

“I have a couple, married a year ago with a baby. She has a school loan of $80,000 and he brought in $40,000 in credit card debt. All savings of $20,000 has been depleted by baby in hospital. They both have jobs, paying a total of $75,000 and trying to get second jobs. Suggestions? I’ve never run into this sort of debt problem before in clients. Thanks!”

The family dynamics in this case are pretty intense.  Having a baby has its own level of stress, both emotionally and financially.  When you compound it with a budget already strained by debt, I can only imagine what else is going on.  I am going to walk you through my process and as I do, please think about how you would advise this couple.  If this was your son or daughter (and your grandchild) how would you want them guided?  Unfortunately, having a debt problem is common.  Before I can dive into “advice mode”, I need to do a little digging.

Leave a commentattain goals, CERTIFIED FINANCIAL PLANNER, Certified Money Coach, family and money, financial advisor, financial planning, Financial Tips for Millennials, financial wellness, get out of debt, money conversation, Money Tips

how to become financially empowered

4 Ways To Become Financially Empowered

Want to learn 4 ways to become financially empowered?  One of life’s great mysteries is the fact that few of us are taught what we need to know about money and personal finance in order to feel secure. Our parents weren’t taught so they couldn’t teach us. We’re not taught and therefore, cannot educate our children. And, our children will probably repeat this cycle unless we do something differently.

Leave a commentattain goals, CERTIFIED FINANCIAL PLANNER, Certified Money Coach, family and money, financial advisor, Lifestyle, money conversation, Money Tips, pay for college