Save Money On Travel

7 Ways To Save Money On Your Next Vacation

Get Out And Enjoy The Last Few Drops Of Summer! In the Boston, Massachusetts area summers are short and winters too long. There is still time left for a little summer self-care. Unplug your phone, recharge your mind and take in a change of scenery.  A break from your routine can help you return renewed, refreshed…

financial advisor

3 Life Events That Shout “Call Your Financial Advisor!”

If this happens to you, it’s time for professional guidance. “So, when should we get together again?”  After wrapping up a Portfolio Review or Financial Planning session, this is the question I get asked most often.  When to call your Financial Advisor outside of scheduled meetings depends on what is going on in your life. …

how to become financially empowered

4 Ways To Become Financially Empowered

Want to learn 4 ways to become financially empowered?  One of life’s great mysteries is the fact that few of us are taught what we need to know about money and personal finance in order to feel secure. Our parents weren’t taught so they couldn’t teach us. We’re not taught and therefore, cannot educate our children. And, our children will probably repeat this cycle unless we do something differently.

student loans

5 Steps To Improve Your Credit Score

 

Applying for student loans?  Worried about your credit score?  Here are 5 steps you can take today to improve your credit score.

At this time of year, many parents start scratching their heads and turn to their keyboards to search for answers to their pressing financial questions.  Parents, reeling from the sticker shock caused by their son or daughter’s college acceptance and award letter are trying to figure out how to pay for college.  Students are asking questions about credit, many for the first time.  Want to guess the financial question Google gets asked the most?  It is “how do student loans work?”  No wonder.  According to a recent Marketwatch article, Americans are trying to figure out how to deal with $1.4 trillion in student loan debt.  A study conducted by Liberty Bank for Savings found Google gets an average of 2.4 million searches per month from folks looking for the answer to this question.

Financial Literacy

New Years Resolution

New Year’s Resolutions – How Are You Doing?

How To Succeed With New Year’s Resolutions

New Year, New You – heard that before? Here’s 4 Steps To Help You Attain Your Goals

For some, the new year is a time of looking back on what you didn’t accomplish and hope this new year provides a fresh start and a new chance to make lifestyle improvements.  If you are like most people, your commitment to your resolutions for 2018 started to wane by January 12, and by today, January 17, they are nothing but a memory.  Here are a few important strategies to get back on track and make 2018 your best year ever.

3 Most popular New Year’s Resolution categories:

Fitness/Health Goals

Is this the year you said to yourself “I’m going to get in shape”?  If you did, you are not alone.  Getting in shape, losing weight, taking better care of yourself, quitting a bad habit like drinking or smoking are the most popular resolutions.  This is why gyms run specials in January and do-it-yourself courses advertise like crazy.  People join, have great intentions, and by February they are just a name on the membership’s roster.  Or you buy or subscribe to the fitness program and 6 months later, it’s still in the box.  If this sounds like you, read on.

Financial Goals

I’m going to stick to my budget, pay off debts, stop using credit cards, save more, invest more, increase my 401K contribution.  Sound familiar?  How’s it going so far?  Getting your finances in shape is the second most popular resolution.  January 1st starts off with great intentions, but the days and weeks go on and nothing’s changed.  Going online to change your contribution keeps slipping your mind.  Reaching for the plastic is so much easier than cash.  You keep meaning to transfer money to your savings account, but something stands in the way.  Sound familiar?  Read on.

Education/Inspiration Goals

Have you resolved to watch less TV, read more, take a course, finish your degree, improve your skills, learn a new language, or start a hobby?  This is the 3rd most popular category for resolving to improve your quality of life.  So, looking over the last 16 days, have you done anything different? If not, read on.